Mortgage Origination Program (MOP)

Provides adjustable rate loans with repayment terms of up to 30 years. Loans may have a maximum loan-to-value ratio of 80 to 90 percent, depending on overall qualifying documentation.

5/1 Mortgage Origination Program (5/1 MOP)

Loan featuring a temporary fixed interest rate for the first 5 years of the loan after which it converts to an adjustable rate mortgage for the remaining loan term. The maximum overall loan term is 30 years.

Graduated Payment Mortgage Origination Program (GP-MOP)

Loan featuring an initial interest rate that is a specified percentage lower than the Standard Rate in effect at the time of loan commitment.

Supplemental Home Loan Program (SHLP)

Provides primarily secondary mortgage financing with variable and fixed rate options.