Office of Loan Programs
The University of California Office of Loan Programs designed this Consumer Information to help MOP borrowers obtain information and guidance on various real estate lending topics. We believe the information provided here is accurate and reliable, but, in some instances, may represent opinion or judgment.
The University of California does not guarantee the accuracy or completeness of any information on this site, nor will The University of California be responsible for any errors or omissions or for the results obtained from the use of this information. View the full disclaimer for more detail.
This handbook gives you an over- view of ARMs, explains how ARMs work, and discusses some of the issues that you might face as a borrower.
The eligibility guidelines for University Home Loan Programs (Mortgage Origination Program and Supplemental Home Loan Program) are patterned to comply with this Act.
When you do, and don't, need this type of insurance.
Federal law requires all financial institutions to obtain, verify, and record information that identifies every customer.
Disclosure regarding the University's periodic sale of UC home loans to outside investors.
General advice for the first-time homeowner.
Credit bureaus and agencies have adopted measures to ensure compliance with OFAC (Office of Foreign Assets Control) regulations.
First-time homebuyer frequently asked questions.
A system that is convenient for borrowers on leave of absence outside the United States.
The Office of Loan Programs does not sell or allow access to our mailing list.
List of measures suggested by security professionals to help protect the security and confidentiality of data stored on your computer or exchanged with others via electronic means.
Is your realtor asking for a pre-qualification letter? What is it, and how does it differ from a pre-approval letter?
How your property taxes are determined and when they are due.
One of the most common questions. A look at both sides of the issue.
A brief overview of Title Insurance and why lenders require it.
Which home improvements will generate the most return when you go to sell your property?
The FICO® score is a numeric snapshot of your credit risk picture at a particular point in time.
What lenders look for on a credit report and how you can resolve credit disputes.
The University of California does not guarantee the accuracy or completeness of any information on this site, nor will be responsible for any errors or omissions or for the results obtained from the use of this information.