Eligibility and Enrollment

Who’s eligible for UC SHIP
Enrolling eligible dependents
Enrolling as a non-registered student
Enrolling after a qualifying life event
Cost of coverage
Questions about your eligibility
Enrollment forms
Canceling UC SHIP coverage

Who’s eligible for UC SHIP

Registered students

As mandated by the UC Regents, the university requires all students to have major medical insurance and provides the UC Student Health Insurance Plan (UC SHIP) to meet this requirement.

All registered domestic and international students and students in absentia are automatically enrolled in UC SHIP, which includes medical, pharmacy, dental and vision coverage. You can find your UC SHIP ID cards on the free StudentHealth app. Download StudentHealth for Android devices on Google Play or StudentHealth for iOS devices on the App Store.

Students who provide proof that they have other health coverage that meets the university’s requirements may apply to waive enrollment in UC SHIP. 

Dependents

UC SHIP offers students valuable coverage options for eligible dependents. If you are covered under UC SHIP, you can enroll eligible dependents in the same medical, pharmacy, dental and vision coverage you are enrolled in within 30 days of the beginning of each period of coverage.

Eligible dependents of an enrolled UC SHIP student include:

  • Legally married spouse
  • Same-sex or opposite-sex domestic partner
  • Child(ren) under the age of 26; child(ren) includes:
    • Biological child(ren)
    • Stepchild(ren) (A stepchild becomes a dependent on the date the student marries the child’s parent.)
    • Child(ren) of the insured student’s domestic partner
    • Adopted child(ren) from the date of placement as certified by the agency making the placement (includes a child placed with the student for the purpose of adoption)
    • Foster child(ren) under the age of 18 (A foster child becomes a dependent from the moment of placement with the student, as certified by the agency making the placement.)
    • Child(ren) for whom the insured student is legally required to provide health insurance in accordance with an administrative or court order, provided that the child otherwise meets UC SHIP eligibility requirements.

NOTE: If both student parents are covered under UC SHIP, their children may be covered as the dependents of either student, but not both.

Newborns

Newborns of enrolled UC SHIP members (students, eligible spouse, or domestic partner) are covered for the first 31 days after birth, provided Anthem is notified within this time period. For coverage beyond the first 31 days after birth, the newborn must be enrolled in UC SHIP as a dependent within 31 days of birth.

Enrolling eligible dependents

The following documentation is required to enroll dependents:

  • For spouse, a marriage certificate
  • For same-sex/opposite-sex domestic partner, a Declaration of Domestic Partnership issued by the State of California or another country or state jurisdiction
  • For natural child, a birth certificate showing the student is the parent of the child
  • For stepchild, a birth certificate, and a marriage certificate showing that one of the parents listed on the birth certificate is married to the student
  • For adopted or foster child, documentation from the placement agency showing that the student has the legal right to control the child’s health care
  • For child eligible by court order, provide court documents which direct that the child will be covered under the insurance plan of the noncustodial parent

Enrolling as a non-registered student

Non-registered UC students can voluntarily enroll in UC SHIP coverage if they:

  • Go on the Planned Educational Leave Program (PELP) — (Applies only to students at the UC Davis, UC Los Angeles, UC Merced, UC Riverside and UC Santa Cruz campuses.)
  • Are a non-registered filing fee status student
  • Graduate — (UC Santa Barbara graduates are not eligible to purchase coverage through UC SHIP.)

The voluntary enrollment period begins 30 days prior to the start date of each period of coverage and continues for 30 days after the start date of the coverage period.

For example, if the winter coverage period is effective on January 1, then enrollment for the winter term will start on December 2 and end on January 31. No voluntary enrollments will be accepted outside of each enrollment period.

How to enroll voluntarily

You must have been covered by UC SHIP in the term immediately preceding the term for which you want to purchase coverage or, if you waived enrollment in the prior coverage period, show proof of loss of the plan that you waived. Proof of loss means an official letter of termination from the insurance carrier.

If you go on the Planned Educational Leave Program (PELP)

Depending on your academic calendar (quarter or semester schedule), students who go on PELP can purchase UC SHIP coverage on a voluntary basis for one semester or up to two quarters by submitting the appropriate enrollment form. Eligibility is contingent on prior semester or quarter UC SHIP term enrollment. Email AHP for more information.

This applies only to students at the UC Davis, UC Los Angeles, UC Merced, UC Riverside and UC Santa Cruz campuses.

If you have non-registered filing fee status

All non-registered students with filing fee status who are completing work under the auspices of the University of California, but are not attending classes, can purchase UC SHIP coverage on a voluntary basis for a maximum of one term (one quarter or semester). Email AHP for more information.

When you graduate

If you are graduating, your coverage continues through the day before the next academic term begins. However, if you graduate during spring term, your coverage continues through the summer up to the start of fall term.

It is important to plan ahead for continuing health coverage. Except for students at UC Santa Barbara, graduating students can purchase UC SHIP for one additional term after coverage ends if they were enrolled in the plan during their final academic term. To purchase coverage for that time period, you must email AHP before the additional term begins.

Once your UC SHIP coverage is terminated, you have other coverage choices. Before graduation, review your options and contact the SHC for help determining which of these options will best fit your needs.

Enrolling after a qualifying life event

Students and/or eligible dependents can enroll in UC SHIP during the coverage period if they experience one of the following qualifying life events:

  • Involuntary loss of other health insurance coverage
  • Turn 26 and lose coverage as a dependent on a parent’s plan
  • Marriage or divorce
  • Birth or adoption of a child
  • Declaration or termination of a domestic partnership

Students who have a qualifying life event during the coverage period must notify the insurance office on their campus within 31 days of the loss of their coverage. The student must provide an official written letter of termination from the previous health insurance carrier. The student will be enrolled in UC SHIP as of the date of their involuntary loss of other coverage if notification is received within 31 days of the loss of their coverage. If notification is not received within that 31‑day period, coverage will be effective on the date on which the student pays the full UC SHIP premium.

Non-registered students and eligible dependents can enroll in UC SHIP after a qualifying life event by emailing AHP and providing proof of the qualifying life event.

Students are asked to complete the Qualifying Event (QE) form that requests the pertinent information needed to begin the enrollment process. 

NOTE: Premiums are not prorated for any enrollment occurring after the start of a coverage period, except premiums for newborns added as a dependent.

Cost of coverage

Please visit your campus’s student health center (SHC) website to view the cost of UC SHIP coverage. You’ll find the link to your campus SHC on the Get in Touch page.

Questions about your eligibility

If you have a question regarding your eligibility, please contact your SHC. You’ll find the link to your campus SHC on the Get in Touch page.

Enrollment forms

Canceling UC SHIP coverage

UC students must have medical insurance, which is why UC SHIP automatically covers all registered undergraduate and graduate students, including domestic and international students and students in absentia.

If you’re already enrolled in a health plan that meets the university health coverage requirements, you can apply to waive enrollment in UC SHIP. For more information about waiving coverage, visit the Waivers page.