When You're Traveling

Inside the United States
Across the globe
On university business
Visiting another UC campus

Inside the United States

While traveling in the United States, you can locate an Anthem network provider in any state using the Anthem website. UC SHIP benefit levels are the same throughout the United States.

You don’t need referrals if you:

  • Receive care in an emergency room [if Anthem Blue Cross (Anthem) determines it was a true emergency] or at an urgent care clinic.
  • See a pediatrician or obstetrician.
  • See a gynecologist.
  • UC Hastings students: During summer months and breaks when the SHC is closed, you can visit an Anthem Blue Cross primary care clinician without a referral. However, if you need to see a specialist, be sure to get a referral from your primary care clinician in the Anthem Blue Cross Prudent Buyer PPO network.
  • UC Irvine students: During winter break when the SHC is closed, you can visit an Anthem Blue Cross primary care clinician without a referral. However, if you need to see a specialist, be sure to get a referral from your primary care clinician in the Anthem Blue Cross Prudent Buyer PPO network.
  • UC Merced students: A referral is not required to receive medical care outside the SHC or when you are away from campus.
  • UC Riverside and UC Santa Barbara students: You must get an SHC referral for care outside the SHC if you are within a 50-mile radius from campus.

Across the globe

UC SHIP provides worldwide coverage. Whether traveling or living outside the country, you and your dependents who are covered under UC SHIP can use the Blue Cross Blue Shield Global Core program when you need care. You may also be eligible for travel accident coverage if you are traveling on UC business.

What to do before leaving the United States

For care outside the United States

While traveling abroad, remember that you will need to contact the SHC for a referral before you receive non-emergency care. Chances are you will have to use an out-of-network provider and pay out of pocket for care, then file a claim with UC SHIP for reimbursement. Keep in mind that UC SHIP covers most out-of-network care at 60% of maximum allowable charges. Emergency care is covered at 100% of maximum allowable charges. Any amount above the allowed charges is your responsibility.

Benefits provided abroad are coordinated by Blue Cross Blue Shield Global Core. To find a Blue Cross Blue Shield Global Core provider, go to the Blue Cross Blue Shield Global Core website and, in the box next to the GO button, enter the first three letters or numbers of the Member ID number on your card.

On university business

If you are a student who is traveling on university business, for example doing research in a foreign country, check to see if you are eligible for travel accident insurance administered by the UC Office of the President. It is provided at no additional cost to students and is effective in addition to UC SHIP. Both UC SHIP and the travel insurance cover medical evacuation and repatriation of remains. [“Medical evacuation” and “repatriation of remains” refer to plan coverage for transportation related to your medical care, including transportation required to bring your remains home if you die while traveling (not a pleasant thought, but you’re covered in this worst-case scenario).]

To be covered under UC travel insurance and receive benefits, you must register for travel accident insurance before you leave on your UC-sponsored trip. Registration is simple and takes less than five minutes.

Visiting another UC campus

If you are currently a registered student with UC SHIP coverage, the SHC at each University of California campus gladly offers you, as a member of the UC Family, access to that school’s SHC. Please check with the SHC that you plan to visit for more information about fees and filing claims with UC SHIP.