Cyber security and privacy liability policy

The policy covers damages and claims expenses that the university is obligated to pay because of an actual or alleged privacy breach, confidentiality breach, security breach or online media activity.

Privacy and confidentiality breach liability coverage

All damages and claims expenses that the university becomes obliged to pay as a result of any claim made against the university (including a lawsuit or regulatory action) for an alleged:

  • privacy breach; or
  • confidentiality breach.

Security breach liability coverage

All damages and claims expenses that the university becomes obliged to pay as a result of any claim made against the University (including a lawsuit or regulatory action) for an alleged security breach resulting in any covered loss.

Breach notice response services coverage

This may include expenses associated with any of the following:

  • breach notice legal and forensic expenses;
  • breach notice fulfillment services;
  • credit monitoring services;
  • identity restoration services; and/or
  • call center services.
Breach notice legal and forensic expenses may include:
  • fees incurred for the services of a third party computer forensics professional to conduct an investigation to identify whether notification-triggering data containing personally identifiable information was accessed by an unauthorized person as a result of a covered privacy breach; and,
  • attorney fees for outside counsel to determine whether any breach notice laws apply and the obligations of such applicable laws, and assist you to comply with such laws, including but not limited to drafting notice letters to impacted individuals.