SAMPLE FORMAT FOR FIVE-YEAR FINANCIAL  PLAN-Schedule 2

                      ____________________________ Enterprise

                         Projected  Income and Expense
                            and Accumulated Earnings



                                1982-83             1983-84             1984-85              1985-86              1986-87

Income:

     Sales,  Fees,  Recharges

Operating Expenses:

     Cost    of    Goods    Sold
     Salaries     and      Wages
     Employee Benefits
     Supplies and Services
     Equipment Depreciation
     Interest
     Repairs and Maintenance
     1/2-ease Payment
     Other  (specify)
       Total Expenses

Net Operating Income

Accumulated Earnings  (begin FY)

     Add:   Operating Income
            Gain on Sale of
             Assets
     Deduct:   Capital Expansion
               Debt Service (1)
               Refund to Federal
                Government
               Other (specify)

Accumulated Earnings (end FY)


(1)Exclude interest on debt.