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D. The Importance of Mental Health Care Insurance

Narrator: This is Science Today. Mental health disorders are probably some of the most common medical problems in today's society. And yet, a UCLA study has found there's a lack of adequate mental health treatment in this country. Psychologist Alexander Young, who led the study, says there are several reasons why this is, including the type of health insurance a person chooses.

Young: Individuals, when they're saying "do I want a particular plan", they don't ask the question "what is the quality of services and what is the coverage for mental health conditions, should I develop a mental health problem?" Because people just don't see themselves as developing these problems.

Narrator: And yet, the fact is over nine percent of the U.S. population have a mental health disorder in a given year.

Young: That's a very high percentage. And so the odds of people getting these disorders or developing one of these disorders are actually quite real. And I think also at the same time, we may just want to ensure that there is adequate mental health coverage so that people are protected even if they don't expect these problems to develop.

Narrator: For Science Today, I'm Larissa Branin.