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Employment Practices Liability

Employment Practices Liability coverage is provided for University employees for alleged wrongful employment related acts (such as harassment, discrimination, wrongful termination) that occur while the employee is in the course and scope of their employment or project. Read here to learn about the scope of the University's coverage and how it might apply to you.

Support contact - Cheryl Lloyd 510-987-9289

Description: The University's Employment Practices Liability Program is self-insured and its claims are managed by a third-party administrator, Sedgwick Claims Management Services.

Each campus and medical center has a designated Risk Manager and supporting staff responsible for overseeing their internal processes including:

  • Transmitting lawsuits (Summons and Complaints) to the Office of General Counsel
  • Claims management coordination with Sedgwick
  • Training and education related to minimizing this type of loss
Directory of Campus and Medical Center Risk Managers:

COVERAGE:
Coverage applies to all University employees who have received a claim alleging any one of the following employment related claims:

  • Employment Practices Wrongful Act means any actual or alleged:
    • Wrongful Termination;
    • Discrimination;
    • Harassment;
    • Retaliation; or
    • Workplace Tort, for which a covered party has received a filed and served lawsuit.
  • Sexual harassment means an unwelcome sexual advance, request for sexual favors, or other verbal, visual or physical conduct of a sexual nature that is made a condition of employment with the University, is used as a basis for employment decisions with the University, creates a work environment within the University that interferes with performance, or creates an intimidating, hostile, or offensive working environment; or workplace harassment (i.e., harassment of a non-sexual nature) which creates a work environment with the University that interferes with performance, or creates an intimidating, hostile, or offensive working environment.
  • Workplace harassment (harassment of a non-sexual nature) which creates a work environment with the University that interferes with performance, or creates an intimidating, hostile, or offensive working environment. Costs of the claim or lawsuit are funded by the program. All claims are investigated thoroughly by a third-party administrator and outside defense lawyers, hired by the University, to provide an objective review of the circumstances leading up to the claim.

EXCLUSIONS:
Acts which occur when the employee is not in the course and scope of University business.

PREMIUMS:
Rated annually and charged to each campus.

SECURING COVERAGE:
The coverage is provided automatically for all University employees who are within the course and scope of University business.

CLAIMS:
These claims typically arrive in the format of a lawsuit The first thing to do is look at the top of the Summons Form and see who is being sued. Only if you are named as one of the defendants do you have authority to sign for the suit. You do NOT have authority to sign on behalf of the University or any sub-unit (such as your department). Refer summons servers to the Office of General Counsel at the Office of the President. Any questions should be referred to local Risk Management Services.

Frequently Asked Questions

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