Employment practices liability

Employment practices liability coverage is provided for university employees for alleged wrongful employment related acts (such as harassment, discrimination, wrongful termination) that occur while the employee is in the course and scope of their employment or project. This is a self-insured program funded by each campus and medical center. The Office of Risk Services, Office of the President, manages the funding and administration of the program through the use of a third party claims administrator.

Claims administration

Sedgwick CMS
P.O. Box 14534
Lexington, KY 40512-4534
Fax Number: (925) 988-1185

Report a claim: 1 (800) 416-4029; Option 1
iVos application portal

Claims

These claims typically arrive in the format of a lawsuit. Refer summons servers to the Office of General Counsel at the Office of the President. Any questions should be referred to local Risk Management Services.

Campus and Medical Center risk management

Each campus and medical center has a designated Risk Manager and supporting staff responsible for overseeing their internal processes including:

  • Transmitting lawsuits (Summons and Complaints) to the Office of General Counsel
  • Claims management coordination with Sedgwick
  • Training and education related to minimizing this type of loss

Coverage

Coverage applies to all university employees who have received a claim alleging any one of the following employment related claims:

  • Employment Practices Wrongful Act means any actual or alleged:
    • Wrongful termination;
    • Discrimination;
    • Harassment;
    • Retaliation; or
    • Workplace tort, for which a covered party has received a filed and served lawsuit.
  • Sexual harassment means an unwelcome sexual advance, request for sexual favors, or other verbal, visual or physical conduct of a sexual nature that is made a condition of employment with the university, is used as a basis for employment decisions with the University, creates a work environment within the university that interferes with performance, or creates an intimidating, hostile, or offensive working environment; or workplace harassment (i.e., harassment of a non-sexual nature) which creates a work environment with the University that interferes with performance, or creates an intimidating, hostile, or offensive working environment.
  • Workplace harassment (harassment of a non-sexual nature) which creates a work environment with the university that interferes with performance, or creates an intimidating, hostile, or offensive working environment. Costs of the claim or lawsuit are funded by the program. All claims are investigated thoroughly by a third-party administrator and outside defense lawyers, hired by the university, to provide an objective review of the circumstances leading up to the claim.

Exclusions

Acts which occur when the employee is not in the course and scope of university business.