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Office of Loan Programs

Consumer Information

 
 
DISCLAIMER
 
Acceptable Residency Verification
 
Brief Introduction to STIP (Short-Term Investment Pool)
The Short-Term Investment Pool is the working capital account of the University. This article details its' use, investment and relationship to MOP.
 
Clear View Of Closing Costs
 
Common Questions About MOP Loans
 
Fee Comparison: MOP vs. Conventional Loans
How to compare the cost of a MOP loan to loans available in the private sector.
 
Flood Insurance
When you do, and don't, need this type of insurance.
 
The Hidden Costs of Homeownership
General advice for the first-time homeowner.
 
Information for MOP Borrowers
General Information relating to your mortgage payment, annual statements, property taxes, hazard insurance, payment of taxes and insurance and structural pest report.
 
Interest In Arrears
 
Introducing the ACH Payment Option
 
Introducing the Graduated Payment Mortgage
 
Mail Solicitations And Bi-Weekly Payments
 
MOP Loan Process
What you can expect during the processing of your MOP loan.
 
On-Line Security Tips
 
Options for Holding Title to Real Estate in California
A discussion of sole-ownership and co-ownership methods of holding title.
 
Pre-Approval Renewals And Escrow Periods
 
Pre-Approved vs Pre-Qualified
Is your Realtor asking for a pre-qualification letter? What is it, and how does it differ from a pre-approval letter?
 
Property Taxes in California
How your property taxes are determined and when they are due.
 
Should I Carry Earthquake Insurance?
One of the most common questions. A look at both sides of the issue.
 
Title Insurance in California
A brief overview of Title Insurance and why lenders require it.
 
The Value of Home Improvements
Which home improvements will generate the most return when you go to sell your property?
 
What Is A FICO Score?
 
What is Reg Z
A brief explanation of the Federal Truth-In-Lending Disclosure.
 
Your Credit Report
What lenders' look for on a credit report and how you can resolve credit disputes?
 
 

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