This plan is an HMO (Health Maintenance Organization), which gives you a list of doctors from which to choose a primary care physician (PCP). The PCP coordinates your care and refers you to specialists within your designated medical group. The plan covers only the cost of services authorized by your PCP. HMOs provide coverage for services outside of your medical group only in cases of emergency.
Plan Highlights
Plan changes for 2012:
The following medical groups and hospitals have been added to the Health Net Blue & Gold network:
If you or your family member(s) are enrolled in Medicare, you may still choose the Health Net Blue & Gold HMO for your family members not eligible for Medicare. For families with both Medicare and non-Medicare members, the Medicare-eligible family members will be in Health Net Seniority Plus or Health Net COB, depending on which plan is offered in your area.
The family members enrolled in the Health Net Blue & Gold HMO will be able to transition to Health Net Seniority Plus or Health Net COB when they become eligible for Medicare.