Worldwide Coverage Per Family Each Calendar Year

Network Attorney

Non-Network Attorney

Attorney Office Work

Advice, negotiation and services for matters not otherwise covered or excluded. The benefit covers such matters as: sale or purchase of a residence, problems with a landlord, administrative hearings (e.g., Social Security, Medicare, and other public benefits)

Up to 8 hours

$560

Simple wills and trusts (including Power of Attorney)^{1, 2}

Fully paid

$175

Codicils to wills, living wills^{1, 2}

Fully paid

$70

Durable Power of Attorney¹

Fully paid

$70

Domestic

Uncontested divorce (for self use only)

Fully paid

$525

Contested divorce (for self use only)

Fully paid

$700

Child support, visitation, and/or alimony in conjunction with a modification of divorce decree or a separation or annulment agreement

Fully paid

$280

Child custody/child support not in conjunction with a modification of a divorce decree or a separation or annulment agreement

• Legal services required for the creation of a child custody, child support, or visitation agreement

Fully paid

$245

• Modification/enforcement of an uncontested child custody, child support, or visitation agreement

Fully paid

$294

• Modification/enforcement of a contested child custody, child support, or visitation agreement

Fully paid

$490

Establishment of guardianship/conservatorship

Fully paid

$420

Adoption proceedings³

Fully paid

$420

Name change

Fully paid

$280

Defensive

Criminal misdemeanor defense (except traffic violations)³

Fully paid

$700

Habeas Corpus proceedings

Fully paid

$420

Juvenile court hearings—if juvenile is covered dependent

Fully paid

$490

Defense of a lawsuit for the collection of a debt based on a contract or other written instrument³

Fully paid

$630

Personal bankruptcy

Fully paid

$560

Defense of traffic matter that could lead to license suspension³

Fully paid

$350

Consumer

Consumer protection (except for disputes over real estate/construction matters)³

Fully paid

$350

IRS Coverages

IRS Collection Defense prior to trial

$1,800⁴

$1,800⁴

IRS Collection Defense Court representation at trial as a defendant

$1,200⁴

$1,200⁴

IRS Audit Advice, consultation and negotiation

$420⁴

$420⁴

Representation at IRS Audit

$900⁴

$900⁴

Major Trial Representation

Representation at trial beginning on the 4th day of trial ($400 per 1/2 day of trial time) in covered proceedings for which indemnity benefits are being provided.

Included with Covered Benefits

$100,000⁵

1 Benefits for estate planning, wills and trusts are limited to four claims per year.

2 In conjunction with this benefit, the eight hours allowed under the Attorney Office Work benefit may be used for more involved trust matters.

3 Four-day trial limitation

4 This is the annual maximum regardless of whether you are enrolled in self, self plus child(ren), self plus adult, or self plus adult plus child(ren) coverage.

5 This coverage is paid at a rate of $400 per 1/2 day of trial time.