Home Home < Human Resources and Benefits Briefing < July 2009 < Child Turning 23?
Child Turning 23?

UC-sponsored health and welfare plans cover dependent children until they reach age 23. When covered children turn age 23, UC automatically de-enrolls them, and their coverage ends at the end of the month they turn 23.

However, the child may continue coverage through COBRA. To do so, parents or the child should complete the Notice to UC of a Qualifying Event form (UBEN 109) and return it to your local benefits office. The form is available on UC's At Your Service website or from your local benefits office.

Once you notify UC, you will receive information and forms for applying for COBRA coverage.

Parents also have the option of paying for continued coverage by converting a child's health insurance to an individual plan. See your plan's Evidence of Coverage booklet for more information.

If your child is disabled, he/she may be able to continue coverage beyond age 23. Contact your medical plan about three months before the child's 23rd birthday to apply for continued coverage. If the medical plan carrier approves continued coverage, your disabled child may also remain enrolled in UC-sponsored dental, vision, legal, Dependent Life and AD&D coverage.

More information about COBRA coverage is available on At Your Service.